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If you are buying a used car from a dealership.
- Contact your state or local consumer protection office to learn your rights when buying a used car.
- Find out from your state motor vehicle department what paperwork you will need to register a vehicle.
- Check prices of similar models with used car guides that you can find online or at your local library.
- Research the vehicle’s history. Use the vehicle identification number (VIN) to research past owners, use, and maintenance. Find out if the car was damaged in a flood or crash, labeled a “lemon”, or had its odometer rolled back.
- Research the car’s title history with your state motor vehicle department.
- Find out if the car has any outstanding recalls.
- Verify that mileage disclosures match the car’s odometer reading.
- Check with the manufacturer to verify if their warranty is still in effect.
- Get and read the seller’s return policy in writing.
- Have the car inspected by your mechanic. The mechanic should check the vehicle’s frame, tires, air bags, undercarriage, and engine.
- Examine dealer documents carefully. Make sure you are buying—not leasing—the vehicle. Leases use terms such as “balloon payment” and “base mileage”.
Buying a Car from a Private Owner
You may choose to buy a car from an individual, instead of a dealer. The purchase price is often lower and easier to negotiate if you buy a car from a private owner. You should still take the same steps as if you bought the car from a dealership. There are more factors to consider if you buy from a private owner.
A private owner sells the car “as is.” If the car has defects, the seller isn’t required to repair them before you buy it. Also, federal protections and rules, such as FTC’s Buyer’s Guide, don’t apply. You can’t report a private seller to your local consumer protection office.
If you buy a car from a private seller:
ILLINOIS DRIVER LICENSE PSD TEMPLATE
- Ask the owner for the service and repair records.
- Verify that the seller actually owns the car and that the title and registration are in their name.
- Verify that there are no liens against the car, and isn’t under a finance agreement.
- Ask the manufacturer if their warranty, or other warranty protection, transfers to you.
- Meet the seller in a public place or busy area, especially if the seller is a someone you don’t know.